.page-disclaimer {
  --disclaimer-bg: #FDF9F2;
  --disclaimer-ink: #1F2430;
  --disclaimer-rule: #C8860A;

  background-color: var(--disclaimer-bg);
  color: var(--disclaimer-ink);
  padding: 40px 24px 80px;
  font-family: var(--font-body);
  line-height: 1.8;
  overflow-x: hidden;
}

.page-disclaimer .breadcrumb {
  max-width: var(--container-max);
  margin: 0 auto 48px;
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  font-size: 14px;
  color: #5A6478;
}

.page-disclaimer .breadcrumb-item {
  color: #5A6478;
  text-decoration: none;
  transition: color 0.2s ease;
}

.page-disclaimer .breadcrumb-item + .breadcrumb-item::before {
  content: "›";
  color: #C0C8D0;
  margin-right: 8px;
}

.page-disclaimer .breadcrumb-item:hover {
  color: #C8860A;
}

.page-disclaimer .breadcrumb-item[aria-current="page"] {
  color: #C8860A;
  font-weight: 600;
}

.page-disclaimer .disclaimer-hero {
  max-width: var(--container-max);
  margin: 0 auto 56px;
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
  align-items: center;
}

.page-disclaimer .disclaimer-hero__text {
  position: relative;
}

.page-disclaimer .disclaimer-hero__text .section-kicker {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-head);
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: #C8860A;
  margin-bottom: 16px;
}

.page-disclaimer .disclaimer-hero__text .section-kicker::before {
  content: "";
  width: 28px;
  height: 2px;
  background: var(--grad-gold);
  display: inline-block;
}

.page-disclaimer .disclaimer-hero h1 {
  font-family: var(--font-head);
  font-size: 42px;
  font-weight: 900;
  line-height: 1.1;
  letter-spacing: -0.02em;
  color: var(--navy, #0A1E3F);
  margin: 0 0 20px;
}

.page-disclaimer .disclaimer-hero__dot {
  color: #D7263D;
}

.page-disclaimer .disclaimer-hero__lead {
  font-size: 17px;
  line-height: 1.9;
  color: #3A4A63;
  max-width: 560px;
  margin: 0;
}

.page-disclaimer .disclaimer-hero__figure {
  margin: 0;
  border-radius: 24px;
  overflow: hidden;
  background: linear-gradient(145deg, #0A1E3F, #12305F);
  position: relative;
  box-shadow: 0 16px 40px rgba(10, 30, 63, 0.18);
  transform: rotate(-1.5deg);
}

.page-disclaimer .disclaimer-hero__figure::after {
  content: "";
  position: absolute;
  inset: 8px;
  border: 1px solid rgba(245, 209, 102, 0.35);
  border-radius: 18px;
  pointer-events: none;
}

.page-disclaimer .disclaimer-hero__img {
  display: block;
  width: 100%;
  max-width: 100%;
  height: auto;
  object-fit: cover;
}

.page-disclaimer .disclaimer-rule {
  max-width: var(--container-max);
  margin: 0 auto 64px;
  height: 4px;
  border-top: 1px solid var(--disclaimer-rule);
  border-bottom: 1px solid #C0C8D0;
  position: relative;
}

.page-disclaimer .disclaimer-rule::after {
  content: "";
  position: absolute;
  top: -3px;
  left: 0;
  width: 64px;
  height: 4px;
  background: var(--grad-gold);
}

.page-disclaimer .disclaimer-body {
  max-width: var(--container-max);
  margin: 0 auto;
}

.page-disclaimer .disclaimer-body__intro {
  font-size: 16px;
  line-height: 1.9;
  color: #3A4A63;
  background: #FFFFFF;
  border: 1px solid #EAE2D4;
  border-left: 4px solid #C8860A;
  padding: 20px 24px;
  border-radius: 0 12px 12px 0;
  margin: 0 0 56px;
}

.page-disclaimer .disclaimer-body__intro strong {
  color: #0A1E3F;
}

.page-disclaimer .terms-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 48px;
}

.page-disclaimer .terms-item {
  display: grid;
  grid-template-columns: 52px 1fr;
  gap: 20px;
  background: #FFFFFF;
  border-radius: 20px;
  padding: 32px 24px;
  box-shadow: 0 4px 16px rgba(10, 30, 63, 0.06);
  border: 1px solid #F0E8DA;
  transition: box-shadow 0.3s var(--ease-out), border-color 0.3s ease;
}

.page-disclaimer .terms-item:hover {
  box-shadow: 0 12px 32px rgba(10, 30, 63, 0.1);
  border-color: #F5D166;
}

.page-disclaimer .terms-item__num {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--grad-gold);
  color: #0A1E3F;
  font-family: var(--font-head);
  font-size: 16px;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  letter-spacing: 0.04em;
  box-shadow: 0 4px 12px rgba(200, 134, 10, 0.3);
  margin-top: 4px;
}

.page-disclaimer .terms-item__content h2 {
  font-family: var(--font-head);
  font-size: 26px;
  font-weight: 800;
  color: #0A1E3F;
  margin: 0 0 16px;
  letter-spacing: -0.015em;
}

.page-disclaimer .terms-item__content h2::after {
  content: "";
  display: block;
  width: 40px;
  height: 3px;
  background: var(--grad-gold);
  margin-top: 10px;
}

.page-disclaimer .terms-item__content p {
  font-size: 16px;
  line-height: 1.9;
  color: #3A4A63;
  margin: 0 0 16px;
}

.page-disclaimer .terms-item__content p:last-child {
  margin-bottom: 0;
}

.page-disclaimer .terms-item__content strong {
  color: #0A1E3F;
  font-weight: 700;
}

.page-disclaimer .terms-item__callout {
  background: #F7E7B4;
  border-radius: 12px;
  padding: 20px 24px;
  margin: 24px 0;
  position: relative;
}

.page-disclaimer .terms-item__callout p {
  margin: 0;
  color: #3A4A63;
}

.page-disclaimer .terms-item__sublist {
  margin: 0 0 24px;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 10px;
}

.page-disclaimer .terms-item__sublist li {
  padding-left: 22px;
  position: relative;
  font-size: 16px;
  line-height: 1.8;
  color: #3A4A63;
}

.page-disclaimer .terms-item__sublist li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 12px;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--grad-gold);
}

.page-disclaimer .terms-item__links {
  background: #F8F0E3;
  border-radius: 12px;
  padding: 16px 20px;
  margin: 24px 0 16px;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 12px;
}

.page-disclaimer .terms-item__links p {
  margin: 0;
  font-size: 15px;
}

.page-disclaimer .terms-item__btns {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.page-disclaimer .terms-item__note {
  font-size: 14px;
  color: #8A7A5C;
  border-top: 1px solid #EAE2D4;
  padding-top: 16px;
}

@media (min-width: 640px) {
  .page-disclaimer {
    padding: 48px 32px 96px;
  }

  .page-disclaimer .disclaimer-hero {
    grid-template-columns: 1fr 320px;
    gap: 48px;
  }

  .page-disclaimer .disclaimer-hero h1 {
    font-size: 52px;
  }

  .page-disclaimer .terms-item {
    grid-template-columns: 56px 1fr;
    gap: 28px;
    padding: 40px 40px 40px 32px;
  }

  .page-disclaimer .terms-list {
    gap: 32px;
  }
}

@media (min-width: 960px) {
  .page-disclaimer .disclaimer-hero h1 {
    font-size: 60px;
  }

  .page-disclaimer .disclaimer-hero__lead {
    font-size: 18px;
  }

  .page-disclaimer .disclaimer-body__intro {
    font-size: 17px;
    padding: 24px 32px;
  }

  .page-disclaimer .terms-item {
    grid-template-columns: 64px 1fr;
    padding: 48px 56px 48px 40px;
  }

  .page-disclaimer .terms-item__content h2 {
    font-size: 28px;
  }
}